Tips

Found 205 blog entries about Tips.

A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value.

However, since there are more variables when refinancing a condo, such as shared amenities, lenders usually conduct a condo review. 

It's worth noting that not every condo will require a review. A conventional loan refi of a detached condo typically won't need one since they're considered a single-family residence. The same goes for condo projects with four units or less.

Otherwise, it's safe to assume that you will need a review to refi your condo. Here's what that might look like. 

Condo Review For Government-Backed Loans

17,192 Views, 0 Comments

Every year, over 40 million people within the US move house, with 80% of these moves occurring between April and October. If you’re planning to move during peak season this year, you should know that the demand for movers and moving services will be high. To help you plan and manage your move, we’ve chosen 10 Top Moving Apps, all of which are free to download and use. Moving, whether you’re relocating to another state or down the block, is a complex undertaking with dozens of parts that all need to line up for the process to go smoothly. Make your life easier with today’s best moving apps. 

1.) Google Keep

Cost: Free

Available through your smartphone and internet browser as an extension

Google Keep is the ideal app for you and your

16,442 Views, 0 Comments

Spring is a glorious season in Middle Tennessee. The days are warm, the nights are cool, and gardening is at its peak. For many suburban homeowners with a green thumb, garden tool organization is a breeze: stash your stuff in your garage or massive garden shed, and you’re finished. But what about townhome residents, apartment dwellers, and those who share their home with roommates? Fear not, Tennesseans, we have you covered! 

Today, we’re sharing our top 12 tips for organizing and storing your garden tools—even if you don’t have a garage, shed, or large storage space. In fact, some of the following suggestions will work in bedrooms, living rooms, and kitchens! With the helpful tips below, you’ll no longer have to let your living situation keep you

19,458 Views, 0 Comments

Before the pandemic, many of us worked outside our homes. Now, more than a year has gone by since the first lockdown, and a large percentage of people are still teleworking. If you’re one of the many workers in Middle Tennessee who have been informed that they’ll be working from home on a permanent basis, or at least will be expected to remain at home for an indefinite period of time, some home office must-haves are essential for creating a comfortable space that supports you in wellness and productivity alike. 

We’ve assumed that anyone working from home already uses a computer, has high-speed internet, and has a cell phone. However, we submit that this bare-bones setup needs a few additional items to be sustainable in the months—or years—to come.

14,826 Views, 0 Comments

Congratulations on your first home purchase! During this exciting time, you are likely to encounter new responsibilities, not least of which will be tending to your home’s yard. This landscape is all yours. With the proper tools, methods, and approaches, your yard has the potential to add beauty and value to your property. The reverse is also true - if your yard suffers from neglect, your property’s curb appeal will likewise decline. 

Today, we’re sharing our recommendations for the top ten must-have lawn equipment purchases you’ll make as a new homeowner. Our list is suitable for suburban yards and small rural properties, while homes on large rural plots will require additional purchases, including a riding mower in place of a standard mower.

20,964 Views, 0 Comments

Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home, others do little to increase it and may even make your home less desirable to potential homebuyers.

Find out which renovations are the best and which are the worst.

Remember that Legacy Home Loans can help you get the funds to finance home renovations. With options like cash-out refinancing, FHA 203(k) rehab loan, a home equity loan, and HELOC, they can match you with a low-rate home loan to fund all your home repairs and upgrades. 

Best Home Projects to Boost Your Home’s Resale Value

Spruce

22,345 Views, 0 Comments

While the housing market remains vibrant for buying and selling, the supply continues to be an issue in these past years.

Low supply happens when there's an abundance of buyers but not enough houses for all of them. Many call it a "seller's market," which often results in a bidding war as multiple buyers compete for the same property. Here is how you can still get your dream home despite high competition. 

The Anatomy of a Bidding War

A bidding war in real estate happens when two or more parties compete for the seller's acceptance of their offer. This stressful situation can be intensified if the owner or listing agent knows there's a lot of interest and propose that everyone submit another higher and better offer.

Thus, you have now

15,721 Views, 0 Comments

As vaccines are being rolled out and the nation begins to reopen, more homeowners are finally preparing to welcome contract workers back into their homes. If you are looking for workers in Middle Tennessee to assist you with home services like landscaping, gutter cleaning, home organization, packing and/or unpacking boxes, assembling flat-pack furniture, painting services, changing recessed lights 15 feet above your head, cleaning your home, running home-related errands, or home decoration, then the following independent contracting apps may have just the leads you need!

1.) TaskRabbit

TaskRabbit matches freelance workers with local homeowners, which means you can download the free app, search for help with cleaning, handy work, moving house,

21,420 Views, 0 Comments

If you’re a member of a busy household, yet long for a pet to care for, we would encourage you to consider one of the following options. Each of these is best kept inside and is as low-maintenance as a pet can be. 

Full disclosure: no pet is 100% low-maintenance. Vet bills, cost of a cage, food, and bedding, and the additional work you may have to put in to arrange pet-sitting when you’re out of town will—and should—factor into your decision to bring a pet into your home.

With that said, let’s dive right in! Browse the following fluffy, fanged, scaled, and slithering suggestions to see if one of these delightful creatures is right for you!

1.) Hamsters

Long considered the default, best choice for a busy household, hamsters are certainly

14,111 Views, 0 Comments

When you invite a friend or family member to come to town and stay in your guest room, what goes through your mind? Underneath the excitement you feel at the thought of seeing your guest, do you also feel unease about the state of your guest room? This common challenge may even be preventing you from having guests stay over! If so, make 2021 the year you push past this hang-up.

Today, we’re going to share our top tips to make your guest room more inviting. Don’t worry, you don’t need to spend an outrageous amount of cash to create a space that makes your guests feel welcome, comfortable, and ready to relax. However, there are some tried and true techniques below that can be created at a wide range of price points, for those who wish to go all out.

20,411 Views, 0 Comments