Tips

Found 120 blog entries about Tips.

Trick-or-treating in costume is the highlight of the Halloween season for children and families. Our communities missed out in 2020, but we’re glad to say that most festivities are back this year! We’ve scouted the best places to trick or treat in Middle Tennessee, from decked-out neighborhoods to afternoon park extravaganzas, all promising massive candy hauls with high turnout.

Trunk-or-treat events are gaining popularity year after year, but fear not—there are still plenty of places where goblins, ghouls, and witches can be found throughout the final weeks of October.

Trick-or-Treat Events

“Belle Meade Plantation,” Nashville

Thursday, October 21, from 1 – 3 p.m.

RESERVATIONS REQUIRED

This free event boasts fun for all ages.

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If you own an investment property, you already know that getting a mortgage for this type of property is different than a refi of a primary home. If you recall, the qualifying requirements for getting an investment loan are more stringent than a primary home loan. 

Let's take a look at everything you need to know about refinancing an investment property.

Why Refinance Your Investment Property?

Owning a second property comes with costs, and some may feel that these additional costs tie up too much of their free cash flow. Others choose to refi to free up some money for repairs or improvements to the property. 

If this sounds like you, it could make sense to refinance into a better rate --possibly lowering your mortgage payment --and

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Fire pits are one of the most popular backyard entertainment features, and they’re a straightforward DIY project as well! Modern fire pits are warm, beautiful, and safe, and make outdoor entertaining in Middle Tennessee feasible eight to nine months out of the year.

Are you ready to create your own fire pit? All you need is a budget of around $100 and a free afternoon, and you could be roasting s’mores around your new outdoor space by nightfall. Today’s guide will walk you through each step, so scroll through to learn just how to make a DIY fire pit.

1.) Check Local Building Codes

Depending on your local ordinances, there may be restrictions on DIY fire pits. Before you get started on your project, take a few moments to read up on

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If you’re fortunate, your home has one more bedroom than your family requires. While creating a guest bedroom is the traditional move, we've gathered our favorite alternative ideas for your spare bedroom to share with you. We find that the happiest homeowners are those who use their homes to meet their needs rather than opting to conform to standard expectations, so as you read through our list, follow your heart to find your bliss!

Keep scrolling for 11 ideas that can be used either in tandem with a guest space or in lieu of one.

1.) Experiment With Bold Color

If you do decide to use your spare bedroom to accommodate your houseguests, consider painting the walls a bold color you adore. While you might not want your own bedroom to be awash

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In Middle Tennessee, fall is a breathtakingly beautiful place. Understandably, then, most of us want to spend fall out and about, enjoying the festivals, sights, and smells of our state. For homeowners, though, we have fall chores to complete before winter arrives. Our fall home checklist below will help you weatherproof your home, improve its energy efficiency, and help you tackle your tasks one step at a time.

1.) Clean Out or Replace Gutters

It’s easy to take your gutters for granted; when they’re working, you hardly notice them. However, even one season with clogged gutters will increase the risk of foundation damage and dry rot within your home.

This fall, either climb up and clean out your gutters, or hire a service to handle it for

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Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points. 

 

Why Were You Asked To Cosign? 

These are the top reasons that home loan applicants seek a co-borrower:

  • Income: People may ask for a cosigner to include more income on their mortgage application. Higher income on the application can make it easier to get approved or borrow more from the lender.
  • Credit score: Having someone with a higher credit score may help to secure a lower rate. 
  • Employment: Little or poor employment history can prevent mortgage approval. Having a cosigner with better employment history can aid in getting
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Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan.

All About Debt-To-Income Ratio (DTI)

Your debt-to-income ratio (DTI) is one of the most critical metrics lenders use to determine how much home you afford because it directly influences the monthly payment you can qualify for.

DTI is a ratio that compares your existing monthly payments with your gross monthly income before taxes. Depending on the mortgage program and your qualification metrics, two types of calculations are used in mortgage qualification: 

  • Front-end DTI -looks at the
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Lately, it feels like more and more visitors to Middle Tennessee are falling in love with this gorgeous region and deciding to join one of our communities. If you’re headed our way, especially if you are already planning to move here soon, we recommend downloading the following top travel apps! For traveling like a local, nothing beats these Tennessee-centered treasures.

If you already live here but are going to be traveling out of the area, skip to Part Two. We have also rounded up the best all-around travel apps that will help you blend in with the locals wherever you roam. Part Three includes helpful apps for traveling in general.

Part One: Apps for Visiting Middle Tennessee

My TN

Android | iOS

If you’re interested in exploring

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If you’re a first-time home buyer here in Middle Tennessee, you probably know this is one of the biggest purchases you’ve made. Additionally, each stage of the process is quite complex and can leave buyers feeling stressed and overwhelmed. 

In order to make your financing, shopping, bidding, escrow, and closing easier, Parks Realty recommends joining forces with one of our Accredited Buyer’s Representatives, or ABRs. What follows is a brief, partial overview of what your buyer’s agent will do for you.

Financing

Your ABR will assist you with analyzing your finances and determining how much you can safely spend on your home. Next, your ABR will help you choose from among trusted sources for your mortgage loans. 

Once you have an idea of

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When you move into your first home, electricity may be far down your list of things to keep track of and understand. As long as the lights and outlets work, you’re probably good to go at the beginning. However, if you’re going to be an informed homeowner, it’s smart to have a rough idea of how the electrical power grid works in Middle Tennessee, how to manage your home’s breakers, and what constitutes a warning sign of an electrical issue. 

Middle Tennessee’s Power Grid

Depending on your home’s location, you’ll most likely be pulling your power from either Nashville Electric Service or Middle Tennessee Electric. Unlike the stressed and overtaxed electrical grids powering California and Texas, our power grids are stable, modern, and prepared to

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